Why life insurance?
Whether you are single or married, we all have financial commitments.
Life cover provides you with the security of knowing that
should you die today your dependants will have the same life
style as they did when you were still working.
How will your family survive on one person’s salary
if you maintained the lifestyle with two people working?
Life insurance pays out a tax free lump sum to have all your
expenses taken care. It is important to leave you dependants
with at least some sort of financial security.
How much is enough?
Ask yourself if you were to die today, will your house, cars,
personal loans and other debts be covered?
Will your dependants have enough money to survive at least
twenty years, will they achieve their goals which you had
planned and will there be money for any emergency events?
When we buy life cover we must insure
Our debts are covered; our dependants have a Capital amount
available 24/7 for emergency’s.
They must have a monthly income growing above inflation for
at least 20 years.
Kid’s education must be taken care of, from primary
Having life cover is about having the best for you family
even if you are not around any more.
As a breadwinner you have insurable interest in your spouse,
the one will not survive with out the others support.
Affordable Life cover:
The affordability of life cover depends on the amount of cover
you need and getting underwritten on your gender, age, occupation,
current health status, personal risk profile.
Cost can change if special benefits are needed.
Future cover; for if you become un insurable you will have
You can ad additional family members on your insurance portfolio.
Some insurance company’s have ad add-on benefits such
as funeral benefits and loyalty benefits that can be added
to your life cover and many more option are available when
We will provide you with a summary of how much every company
we are contracted with will charge you for life cover.